Financing

Purchase process

Buying an apartment, including its fixtures, can be financed either by your own funds or in combination of your own funds with a mortgage in three basic repayments over the course of the project’s construction.

20% of the price upon signing the Purchase Agreement (one’s own funds)
70% of the price upon submission of the Certificate of Occupancy Application (one’s own funds / mortgage)
10% of the price upon signing the Purchase Agreement (one’s own funds / mortgage)

We will explain everything to you and present a 3D model at an in-person meeting with our agent at the Realty Centre. We will make a pre-booking for you in five days.

We will then enter into with you a Reservation Agreement or Forward Purchase Agreement. You may select your apartment’s furnishings once the Forward Purchase Agreement is signed. Prior to its finalisation, you will be able to inspect the apartment, and following the official inspection we will invite you to sign the Purchase Agreement.

Upon signing the Purchase Agreement, the apartment will be prepared for the final handover. Submission of the Purchase Agreement to the Land Registry will be handled by us on your behalf. You will thus become the rightful owner of the apartment and may move in.

Financování

Veronika Kokštejnová
HYPOSERVIS CONSULTING A.S.
Královodvorská 1086/14, 110 00 Praha 1
+420 737 287 478
veronika.kokstejnova@hyposervis.cz

We offer to arrange a mortgage for our clients in cooperation with Hyposervis Consulting a.s.

You can take out a mortgage when interest rates are expected to gradually decrease. In addition, we will find you the best mortgage bank offer and a suitable financing model for FREE with our experienced mortgage consultant.

You can find out all details and further useful information in the Commercial Terms and Conditions or at an in-person meeting with a project agent

Payment calendar variant for financing from your own funds:

20% of the price upon signing the Forward Purchase Agreement
70% of the price upon submission of the Certificate of Occupancy Application
10% of the price before signing the Purchase Agreement

Another option is to take advantage of a mortage of up to 80% of the property’s purchase price.

Payment calendar variant for financing from your own funds and a mortgage:

20% of the price upon signing the Forward Purchase Agreement from own funds
70% of the price upon submission of the Apartment Inspection Request from mortgage
10% of the price before signing the Purchase Agreement from a mortgage

If the purchase price is raised by the client’s changes, this increase is always covered by one’s own funds.

Veronika Kokštejnová
HYPOSERVIS CONSULTING A.S.
Královodvorská 1086/14, 110 00 Praha 1
+420 737 287 478
veronika.kokstejnova@hyposervis.cz